Me, who's saving up for a house
this post was submitted on 24 Aug 2023
18 points (87.5% liked)
Ask Lemmy
27253 readers
1397 users here now
A Fediverse community for open-ended, thought provoking questions
Rules: (interactive)
1) Be nice and; have fun
Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them
2) All posts must end with a '?'
This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?
3) No spam
Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.
4) NSFW is okay, within reason
Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either [email protected] or [email protected].
NSFW comments should be restricted to posts tagged [NSFW].
5) This is not a support community.
It is not a place for 'how do I?', type questions.
If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email [email protected]. For other questions check our partnered communities list, or use the search function.
6) No US Politics.
Please don't post about current US Politics. If you need to do this, try [email protected] or [email protected]
Reminder: The terms of service apply here too.
Partnered Communities:
Logo design credit goes to: tubbadu
founded 2 years ago
MODERATORS
Me who spent most of their savings on a house last year: π
oh no...
yeah same.
do you have this weird feeling like "I'm trying not to get fired until I do this?" even though I don't want to get fired after it either, but for some reason I feel that pressure
Which account? Salary account that my card is connected to? That is about two months of expenses.
Emergency fund account? Now we're getting somewhere. It's about one years expenses I get.
Investment account? I'll be able to fund my current lifestyle with the dividends forever even with inflation adjustments.
Mortgage account? Fuck it, I'm declaring bankruptcy.
Here to post and see the obligatory $0*2 = $0
what if you have a mortage and your bank account shows -$300k?
I know one thing for sure: I'd definitely be getting guac on my burrito
Damn dude is loaded over here
Dude wtf. Are you insane?
TWO Big Macs
Once again, the conservative, sandwich heavy portfolio pays off for the hungry investor.
No. Gives a bit more breathing room, so one thing probably wonβt destroy me, but not enough to actually do anything with.
Yeah same. Itβd be real nice and help out, but not life changing or anything.
I'd have Β£120, but it would mean i can pay my water bill today.
Checking account? No change -- I have more in savings (emergency fund)
All accounts, including mortgage? ouch. I'd still be above zero, but I wouldn't like the new, bigger house payment.
No. I'd be slightly closer to buying a car but still far, far away. Like that galaxy.
depends, all bank accounts or just the main one. Cause if all, them yeah, huge difference. Just our main bill account, no not really.
I'm out of work and slowly burning through the savings so doubling it would give me an extra six months headroom
2x0=0
2 x -1 = -2
:(
You forgot the overdraft charge. That -2 is now -37.
Makes me feel a little less nervous about the car I know I'm going to have to replace in the next year or two
Man I hate how car dependent we are. So hard to get anywhere without one in a lot of places, and they are just constant money sinks.
I could pay for my prescription, that would make my life immediately better. Pretty depressing state of affairs tbh!
It wouldn't be life-changing, but it would definitely put me in a better place for a year or so.
0 times 2 is still 0. π
Right now? I'd hardly notice. I get paid tomorrow. This time tomorrow would be a bit better. Even better if it was this time tomorrow and the joint account too, that would be a lot better.
None of it would actually be life changing though. It would just make up for our recent house move and all the associated stuff really.