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I'll be paying 380 ish bucks for insulin this coming month, only using my "good, professional job" type insurance to cover some of the cost. It's around 200/mo. Cheaper to buy from Walmart directly without insurance than it is to process it through it at my required pharmacy. I don't know if the insulin caps have taken effect, or if I don't qualify, all I know is I'm getting screwed because I'm alive and want to stay that way.
The rest of the policy seems cool, but won't be if it pans out like the insulin crap.
Goddamn, America you never cease to find new ways to disappoint me.
It seems to vary state by state, though also for anyone on medicaid/medicare. You might be screwed by that professional job insurance!
I dunno if it helps but some googling took me to this diabetes resource Which seemed pretty good. Might be worth checking as this seems like stuff you have to look into vs having it happen automatically because why not screw us one more time?
Americans just won't help them goddamn selves. The same people who piss and moan about socialized medicine are chapping at the bit to install the orange shitbag as a dictator. These people are dead set on being rotten to the core.
Not all of us! But yeah.. idk what some of are thinking
Not even MOST of us. Trump lost the popular vote in both Presidential elections he was in.
Someone tried to explain this to me once. They said that the original formulas for insulin are really cheap, it's just the manufacturers have all agreed to only make the expensive formulas to maximize profits since it's not in their best interest otherwise.
Collusion between a small number of players to control prices in a market is called a “cartel” and it’s a significant departure from the concept of a “free market”.
Cartels happen in markets that are not free, because in a free market that price fixing would lead to insulin sales being so profitable that new manufacturers would get into the game and the competition would bring prices back down to their normal levels.
One can argue whichever way they like for the overall benefit of the tight regulations we have on things like insulin production and distribution, but it is a fact that one effect of that tight regulation is extremely high barriers to entry, and hence the formation of price cartels such as we see now.
The $35/month in the IRA goes into effect for Medicare part D jan 1st. So at the moment, it has not kicked in and you apprently do not qualify.
However, it spurred the biggest insulin producers to cap insulin prices to $35 for most everyone, including people on private insurance, starting Jan 1st.. This is undoubtedly to prevent regulation forcing them to reduce prices, but it will likely stick due to that threat.
So congrats, you should be saving $165/month starting in a few days.
Not that you are wrong about the rest of your comment, but not only type 1 diabetics need insulin, type 2 diabetics often become insulin dependent too, especially with poor adherance to interventions (bad diet, no excercise).