this post was submitted on 29 Sep 2023
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I know I'm supposed to want it to keep going up as a wealth generator or whatever.

But like... I wouldn't be able to afford the monthly payments if I bought my house right now and it's scary. Also none of my friends are buying homes, none of them are even renting full places. Just like renting rooms.

So what are your feelings home owners of lemmy?

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[–] [email protected] 1 points 1 year ago

I think it's still gonna be tough. The prices will go down because of the high interest rates, but they'll stop at the point where people are able to make the payments again. People who buy at that time will pay about the same as they would have, just less on the principal. If the interest rates go down they will do very well after refinancing.

In my area I've definitely seen it slowing. When I bought my house a few years ago, right after lockdowns, a place would be on the market for a day or two and they'd have tons of crazy offers. It took a while to find a place because of this. Now two houses on my street have been on the market for over a month.