this post was submitted on 26 Mar 2025
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I signed up for an American Express preferred Blue card and got approved for a limit of $25,000. I have a 830 credit score. I realized that the places I shop don't accept that card and you have to pay for it yearly so I canceled it.

Then I decided I was going to get a Costco Visa. Once I signed up the credit limit was only $5,000. So I canceled that one. So I stupidly signed up for a Wells Fargo Visa and that was $4,000.

Don't leave yet and please don't make fun of me but I'm not done being stupid. I decided I wanted a different American Express card and when I signed up for it the credit limit was $2,000 so I canceled that one.

Again I know I'm fucking stupid but how bad did I just fuck up my credit?

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[–] vinnymac@lemmy.world 2 points 2 weeks ago (2 children)

I work in the credit card space for a living. DM me if you actually want to chat about how to fix your situation.

[–] anonymouse2@sh.itjust.works 34 points 2 weeks ago (2 children)

Why not share with the class?

[–] DBT@lemmy.world 29 points 2 weeks ago (1 children)

Because they’re gonna need OP’s social security number and credit card info in order to look into what can be done to help.

[–] KingJalopy@lemm.ee 28 points 2 weeks ago (1 children)

Also their mother's maiden name and the names of their childhood best friend and 1st pet.

[–] thesohoriots@lemmy.world 10 points 2 weeks ago

Remember OP, when you get scammed, call them back and ask nicely so they can refund you onto a different card number since that first one is toast.

[–] vinnymac@lemmy.world 3 points 2 weeks ago (1 children)

I assumed they wouldn’t want to look more stupid in public tbh.

[–] FenderStratocaster@lemmy.world -2 points 2 weeks ago (1 children)
[–] vinnymac@lemmy.world 1 points 2 weeks ago* (last edited 2 weeks ago) (1 children)

Regardless of how everyone took my message I was being genuine, I hope you get the help you need. The advice in this thread is not great, and I hope you seek a professional outside of this platform for some actual assistance.

[–] FenderStratocaster@lemmy.world -1 points 2 weeks ago

I didn't really need much help. I'm all set for the most part. I didn't have any financing coming up in the near future, so I think I'll be ok