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I'm digging myself out of a $13k credit card debt hole. I burned through my savings when a job that I had ended on my unexpectedly, and because it was contract work I wouldn't qualify for benefits. They kept me around as a sub, promising me a full time position if I just stuck around long enough and I was foolish enough to believe them.
I'm self employed now and making do with the best I can, but I'm planning on ending my dream as a musician/ teacher and moving home. I don't know who would want my skills, but I know they are specialized and strong. I just gotta see what kind of work would value them.