this post was submitted on 01 Oct 2024
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Privacy
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Not the same person, but I do a credit card. It's a lot easier to figure out a dispute with my card holder over PayPal. Plus I can cancel my credit card instantly instead of risking my personal information getting leaked as PayPal has done before. And if my PayPal got hacked they'd have access to more than just my credit card number.
Opposite in the EU. Most banks won't even give you an option for a dispute. Or it will be awfully convoluted.
PayPal? Best dispute system ever. Saved me from online purchase scams countless times.