this post was submitted on 22 Apr 2024
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Americans be like (lemmy.ml)
submitted 8 months ago by [email protected] to c/[email protected]
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[โ€“] [email protected] 4 points 8 months ago (1 children)

I'd like credit scores systems to be fully public and developed by the government. It would be far better than the three private systems Americans deal with now.

[โ€“] [email protected] 2 points 8 months ago* (last edited 8 months ago)

Four*. FICO is another one and at one time was most commonly used for home mortgages. Not sure how true that is today, but it's still very much in use.