there is a better open source meta search engines
I already use Searxng and have never used Kagi, but I’m curious why you say that Searxng is “better.” Are you saying that because the quality of the searches is better, because it’s open source and Kagi isn’t, or for some other reason?
Understandably frustrating, especially if you’re new to investing. But it’s expected that the market will have both ups and downs.
The best advice I can give is to choose a good investment allocation and then stick to it. Contribute as much as you can each pay period or month and avoid looking at your balance as much as possible. You should figure out a rebalancing strategy, and you’ll probably need to look at your account to do that. Also, see The Best Order of Operations For Saving For Retirement.
Right now you have unrealized losses, but you haven’t actually lost any money (i.e., you have no “realized losses”) until you withdraw it. As it’s a retirement account and you just started it, I assume you aren’t planning to retire in the next decade, much less the next three years.
Is this your only retirement account? If so, why have you not been continuing to add money to it? If you wait to do that until the market recovers, you’ll lose out on all the gains between now and then.
I know you haven’t said you’re considering selling, but I recommend you check out the “Maintain Discipline” section of the Bogleheads investment philosophy, just in case that’s on your mind. I also recommend that you read up on dollar cost averaging (if you’re investing in a retirement plan every pay period, you’re already doing this).
You pointed out that the entire market has been impacted. I haven’t personally been paying attention in enough detail to confirm that (and my accounts that I just checked have gone up about 10% over the past three years, not down), but if so, that means you could change your asset allocation without selling low and buying high. I’m not saying you should change it, but if you take the time to learn about different investment strategies and decide a different one works for you, it’s nice to not have to sell your current investments while they’re underperforming relative to your new investments. (On the other hand, you can always change the allocation for your future investments without worrying about that.)
Yes, but have you seen some of the decisions the Supreme Court has come up with?
Do you only experience the 5-10 second buffering issue on mobile? If not, then you might be able to fix the issue by tuning your NextCloud instance - upping the memory limit, disabling debug mode and dropping log level back to warn if you ever changed it, enabling memory caching, etc..
Check out https://docs.nextcloud.com/server/latest/admin_manual/installation/server_tuning.html and https://docs.nextcloud.com/server/latest/admin_manual/installation/php_configuration.html#ini-values for docs on the above.
Your Passkeys have to be stored in something, but you don’t have to store them all in the same thing.
If you store them with Microsoft’s Windows Hello, Apple Keychain, or Google Password Manager, all of which are closed source, then you have to trust MS/Apple/Google. However, Keychain is end to end encrypted (according to Apple) and Windows Hello is currently not synced to the cloud, so if you trust those claims, you don’t need to trust that they won’t misuse your data. I don’t know if Google’s offering is end to end encrypted, but I wouldn’t trust it either way.
You can also store Passkeys in a password manager. Bitwarden is open source (though they did recently introduce a proprietary, source available SDK), as is KeepassXC. 1Password isn’t open source but can store Passkeys as well.
And finally, you can store Passkeys in a compatible security key, like the YubiKey 5 series keys, which can each store 100 Passkeys. This makes them basically immune to being stolen. Note that if your primary interest in Passkeys is in the phishing resistance (basically nearly perfect immunity to MitM attacks) then you can get that same benefit by using WebAuthn as a second factor. However, my experience has been that Passkey support is broader.
Revoking keys involves logging into the particular service and revoking them, just like changing your password. There isn’t a centralized way to do it as far as I’m aware. Each Passkey is only used for a single service, after all. However, in the same way that some password managers will offer to automatically change your passwords, they might develop a similar for passkeys.
Do any of the iOS or Android apps support passkeys? I looked into this a couple days ago and didn’t find any that did. (KeePassXC does.)
a talking collar isn’t likely to help … if the cat is even willing to wear the thing at all.
“Realistically,” Quagliozzi says, “that collar would just be saying ‘get this fucking collar off me’ all the time.”
Do you memorize all of your passwords? If so, I take that to mean that you don’t use a password manager. Password managers - really, any app with 2FA - have this problem, too. But if you use a password manager and store your 2FA methods in it, then you only need to be able to regain access to your password manager.
If you use a cross-platform password manager with Passkey support, like Bitwarden, you can use it on any of your devices. In the event that you lose all of your devices, if you don’t have an Emergency Contact set up, you will need your password and one of the following to gain access to your account:
If you use security keys for 2FA, then you should have at least two - one that you keep with you and a backup that you keep in a safe place, like at home in a lockbox.
If you use a TOTP app to log in, or if you use security keys and want another backup, then making sure you’ll have access to the Recovery Code should be your priority. You can write it down and keep it in a few different places - at home, in your car, in your locker at work, etc.. You can share it with someone you trust in person or over an encrypted channel (like Signal). You can store it on a flash drive, encrypted by a second password (which can be much easier than your primary password) or even unencrypted, if you generally keep the drive somewhere safe, disconnected from your computer. As long as you remember your password and can access your recovery code, you’ll also be able to regain access to your account, including all of your passkeys.
Emergency Access requires someone else to have access to their Bitwarden account, but assuming you don’t both lose access, it’s a pretty solid solution. When they request access, Bitwarden will send you an email allowing you to accept or reject their request. If you accept or don’t respond within the allotted “Wait Time” (which you configure: 1 day minimum, 90 days maximum) then they’ll be granted access. You also get a choice (when setting this up) to let them takeover the account (resetting your master password) or to just get read-only access.
Maybe you don’t like Bitwarden and want to use some other app, like 1Password, Dashlane, Roboforms, etc.. Whatever your choice, familiarize yourself with how to restore access to your account in an emergency. Then you only need to worry about that and not about how to get access to your passkeys that are on your Windows laptop or only synced to your Apple devices.
But that is exactly what he recommends, using a password manager - with one time email authentication for the first login as an extra step, right?
Nope.
Using a cross-platform password manager with synced passkeys is different and much more secure than using a password manager with email TOTPs or sign-in links with emails that aren’t end-to-end encrypted.
And password manager adoption is much higher than PGP keyserver adoption, and if you can’t discover someone’s public key you can’t use it to encrypt a message to them, so sending end-to-end encrypted emails with TOTPs/sign-on links isn’t a practical option.
According to Statista, 34% of Americans used password managers in 2023 (a huge increase from 21% in 2022), so it’s not even like the best case scenario is rare.
The author mentions it: the QR code approach for cross device sign in. I don’t think it’s cumbersome, i think it’s actually a great and foolproof way to sign in. I have yet to find a website which implements it though.
The site doesn’t need to implement this; the browser handles that part.
I confirmed this works and logged into Github using Google Chrome on my work computer using a passkey stored in Bitwarden earlier today. I had to enable Bluetooth for Chrome, since I’d had it disabled, but then everything else was seamless.
Thanks for clarifying! I’ve heard nothing but praise for Kagi from its users so that’s what I was assuming, but Searxng has also been great so I wouldn’t have been too surprised if you’d compared them and found its results to be on par or better.
By the way, if you’re self hosting Searxng, you can use add your own index. Searxng supports YaCy, which is an actively developed, open source search index and crawler that can be operated standalone or as part of a decentralized (P2P) network. Here are the Searxng docs for that engine. I can’t speak to its quality as I still haven’t set it up, though.