Grippler

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Carissa Véliz is an expert in ethics applied to technology. The Spanish-Mexican philosopher, who does not provide a date or place of birth to protect her privacy

Oh the irony...

What a bummer, I used the disposable CCs with revolution a decade ago and was thinking of going back to it...no point if they're not usable anymore.though.

Services like Klarna are micro-loans though. They're not a bank transfer or really a direct payment of the service/product you're buying, it is literally just a small loan with a short runtime (usually 3-12 months)

There's been a shitload of spam here lately, and it always takes forever to get it removed.

I read a little on the wiki page you linked, and it seems it was in fact not passed.

The act consisted of House and Senate bills H.R. 1697 and S. 720 and died in Congress

What the actual fuck...

Nono, the bombs starts the earths core

Except for less than a handful of countries worldwide, bitcoin can't pay your rent, your mortgage, your groceries, your gas, your tuition or anything in day-to-day life. It is effectively not usable as payment for basic things yet, you would die if that was all you had.

I can spend money (even digitally) without any fees at all, no functional delay (as in, I'm not bothered by the technical delay), no need to convert it and wait for the fiat to be paid out to me from an exchange. that is not doable with crypto.

Crypto may get there one day, but it is still very far from being there after 15 years.

But it's not objectively better, because you can't fucking use it. It's digital tokens that are literally unusable until exchanged for real currencies, which brings the need for exchanges in to the picture (see my edit above).

There are many payment services that require pretty much nothing from the server/instance once implemented, and doesn't cost anything for the instance (the fees are taken from the payer), specifically to address the issues you mention. It's already a solved issue.

With bitcoin everyone now has to go to an exchange to convert the pseudo-currency to actual usable currencies, which is a much more annoying middleman IMO, which will then also take a cut.

What exactly would prevent people from paying in actual currencies? Crypto is in no way a requirement for a YT replacement whatsoever.

Fuck 'em, who neeeeds them!?