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Lucky for me my parents were both "I didn't save anything for retirement, my kids will take care of me when I'm older", so I don't have to suffer through this.
"I got mine."
This is fucking dumb. I told my parents to spend it up. I'm not entitled to it
Yeah I find it a little funny that people complain about generational wealth and then complain about not getting an inheritance.
not eveyone get inheritances. what we need is social safety nets and to collect taxes on wealth.
I don't think what's talked about enough is kids having the talk with their parents about not being able to take care of them when they get old because you can't afford to take of yourself and didn't save anything for retirement. So you hope SSN will be enough for them. I know my mother always asked me if I would take care of her when she got old.
She would say that's why she had kids. But I had to sit her down and run the math and I said it's not about if I have the will or not it's is it possible and the math just doesn't workout and I have an okay job. I can only imagine what people lower down on the ladder are going through.
There are a lot of boomers that about to get a horrible wake up call and a lot of heartbreak watching our parents suffer at hands of their own making.
They will be drowning and some kids are going to jump in and get pulled under when trying to rescue them and the ones who know they don't have to proper equipment. Stay out of the water and mourn the loss.
my kids will take care of me when I'm older
with what?
Well that's the question now isn't it! But I'm sure I'll be a failure if I'm unable to take care of (pay for) them
I’m all for the average retiree spending freely and enjoying what they earned. They spent a lifetime working; it’s their money. Inheritance issues create way too many family disputes.
In the same way that we should stop consuming media that blames everything on millennials, we should stop consuming media about how uniquely difficult it is for millennials.
Complaining about the younger generation, and the younger generation complaining that they have it uniquely difficult, has been the experience since the invention of teenagers. It was my experience, and it'll be the same experience when millennials are my age.
What doesn't get spent on enjoying a retirement we will never get, will be claimed by medical bills from failing health. Generational wealth doesn't apply to us, and no one is coming to save you.
no one is coming to save you.
Fact
My parents are land owners My grandfather owns a mansion My uncles are business owners and landlords
I have two siblings I have no clue what I'm going to be given and this will stress the fuck out of me
At least I have confirmation that they'll buy me a place for me to stay in Istanbul and those places aren't exactly cheap either
But what about my house in Denizli, apartment and shops in Eskişehir, farmland near Muğla, and the spa & hotel within Kütahya?
My thought is that if you’re going to give money, don’t wait until you die. The earlier you help someone, the more of their life it can improve. Help your kid buy their first house or something. Then spend everything before you die.
Exactly. Family should help family regardless, otherwise, can it even be called a family?
Inheritance is weird. My partner and I stand to inherit a good bit when the parents on either side pass. Both sides of the family had successful middle class careers saved and invested well. Even considering the siblings on both sides, we could inherit an amount around $1M from either side.
But it's weird in two ways. First, it's not something that can be counted on. On either side it could be completely eaten up by nursing home care and medical costs for our parents. So we're not planning our own retirement assuming a windfall from inheritance. Second, on either side, unless they're unlucky, at least one of the parents is likely to live into their late 80s or 90s. So we'll already be in our 60s or 70s.
In other words, while we stand to likely inherit a good chunk of change, it will come so late in life that we won't really need it. Unless our parents die younger than expected, we will already be well into a fully funded retirement by the time they pass.
I feel inheritance made a lot more sense in the past. A farmer or a craftsman would will their farm or business to their children. And that child would take over that business while the parent was still alive, but too old to work it anymore. The child got the business or farm, but in turn had to support the parent in their later years.
But now? You're basically just inheriting your parent's house and whatever is left over of their retirement accounts. And you're doing so at an age where it really doesn't necessarily help you. Sure, if you yourself are unable to retire, then that windfall will be a godsend. But considering how wealth reproduces through generations, if you're in a position to inherit substantial funds from your parents, odds are you probably have a pretty big nest egg yourself built up by then. The people who could really use an inheritance to fund their retirement are unlikely to have parents wealthy enough to give them one.
But yeah, this is why I support strong inheritance taxes. For most people who inherit anything substantial, by the time you actually inherit something, you don't really need it anymore.
You'd be completely wrong. In my case.
Oh this is me. Their house is packed and they keep buying more shit and going on international cruises. We’ll get nothing.
How dare they raise you and then spend their own money?!
I would argue that the stereotype is that most Boomer parents did not actually do much "raising." They had kids out of some sense of obligation and then kept on focusing on themselves.
Boomers, as a cohort, are incredibly narcissistic and obstinate.
That said, I don't particularly care about an inheritance; I want my Dad to live as long as he can and be happy and healthy.
Gen X and especially millennials are the first ones to be mostly raised by two working parents. We've been fucked since we left the womb.
Boomers: Stay at home moms were the norm.
Before that, huge families and "it takes a village"
Nowadays, it takes three jobs to be able to afford daycare.
Good points. And that shift in paradigm may have been endurable, but Boomers simultaneously felt the need to castigate young people for not failing upwards, as they did, gaslighting multiple generations for being born into predatory systems that Baby Boomers ushered in.
They voted against the betterment of others at every turn, while reaping the prosperity of their oversized influence for 50 years and then told their children and grandchildren (who, by and large, are MUCH better educated) that we are lazy and underachieving.
They're the worst generation in American history.
Inheritance is clearly societal ill, and even on a personal level, depending on inheritance might cause family troubles