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What is your current FICO/credit score? (lemmy.world)

submitted 7 months ago by [email protected] to c/[email protected]

61 comments fedilink hide all child comments

Mine is 667. I have never used credit cards, and I don't have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.

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[–] [email protected] 7 points 7 months ago (2 children)

My credit score is at the maximum. If you're young and financially responsible, it's worth getting a credit card and using that to build your score in case you need a loan at some point in your life.

[–] [email protected] 4 points 7 months ago (2 children)

And what is the maximum?

[–] [email protected] 3 points 7 months ago

For the one I'm looking at (which is just one credit score company in the UK), 999.

[–] [email protected] 3 points 7 months ago (1 children)

850

[–] [email protected] 2 points 7 months ago

@[email protected] didn't say it in their initial post, but they're from the UK, so the score is different.

The OP is from the US (FICO), so it's a different scale.

[–] [email protected] 3 points 7 months ago (1 children)

May I ask, indelicately, how old you are?

[–] [email protected] 5 points 7 months ago

Currently 29, but when I first got my card it only took like a year or so to increase my score.

I'm also in the UK, so it could be a completely different system.