this post was submitted on 05 Sep 2023
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[–] [email protected] 3 points 1 year ago* (last edited 1 year ago) (2 children)

In at least some parts of Canada, for example, there are tuition credits which you can claim against income taxes later on.

I am required to have a degree to earn money

Not really true. You are required to have a degree to have a particular job of your choice. It's up to your government to decide if having that choice is something it wants to encourage, with income tax breaks equivalent to the cost of tuition (the loan principle) or if that is a luxury that is taxed like any other luxury.

The interest on loans is not a tax. It's the expense of accessing capital immediatly. Again, it's up to your government to decide if accessing capital immediatly is a necessity eligible for tax breaks, or a luxury that comes out of your after tax income.

Also don't forget consumption tax which may or may not apply (usually not on loan interest).

Income tax is a tax on everything, basically.

[–] [email protected] 2 points 1 year ago

you are also only required to breathe air if you choose to carry on breathing as a choice. you can simply stop.

[–] [email protected] 2 points 1 year ago

You can buy a house in Canada on a low skill job that doesn’t require a degree and doesn’t destroy your body? You certainly can’t in the US. Your statement is also incorrect in the US because of a flood of entry level folks with degrees. This has been a problem here since the 2008 crash. Jobs that didn’t require a degree ten years still don’t but won’t hire without one because of the hiring pool.

You’re totally right on paper. The real world is not theory though.