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I think it's right to call it UBI when you get a basic income. The universal part is maybe not true though.
And I don't get what you mean about billionaires.
The universal part is basically the point of UBI. It's income for everyone, no strings attached. So calling it UBI is definitely misleading I'm afraid
Aah, okay mb. Sounds like a worse way of doing it, if it's universal for everyone tbh.
It would inflate prices, making it useless for people who need it. And giving money to people who don't need it doesn't make sense. It's kinda greedy when some people actually need the money.
The idea is that the average person earning will pay the UBI amount back in tax. The taxation systems will all have to be adjusted. It's not free money on top of what we have now.
Most people will not be significantly better off under UBI, just a base level that we can't go below, that will be there for any reason from "can no longer work" to just "want a break from it all".