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This is why we have roommates when we're young and dumb.
Eight years ago I could afford a one bedroom apartment by not having a car. That is not possible anymore. My $650 bachelor pad is now $1400 and wages have only slightly gone up. There’s now a generational divide between people in their late 20s and early 20s.
Ye that's what my friend's and I are doing but we still don't have a lot of spending money. My car needs fixed and I don't want it. I don't want a car at all. It's way too expensive period and when shit goes wrong it's expensive to fix. I'd like a street legal dirt bike because it's cheaper, better on gas, and parts for it are cheaper. But a $10,000 I'm able to get approved for even a $26,000 car I was able to get approved for since it was my first car. But a $5,700 bike is considered a luxury item and I can't get approved for it. I'm trapped in spending more money than I want to or get a second job to afford going to my first
$5700 for a bike is a bit of a luxury, that'll buy you a 2024 Honda Rebel DCT last I looked. I bought an '04 Shadow last year for $2000, maybe aim lower?
The reason for the difference is that it's a lot easier to destroy and steal a motorcycle, leaving nothing for the bank to repossess.
Remember Americas prison population issues. That follows people their entire lives, and getting decent work becomes a major problem.