this post was submitted on 01 Oct 2023
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283
Living to 120 is becoming an imaginable prospect (www.economist.com)
submitted 1 year ago by [email protected] to c/[email protected]
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Living to 120 is becoming an imaginable prospect::undefined

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[–] [email protected] 1 points 1 year ago

The general rate of withdrawal need to be lower if you have a portfolio that is very conservative. That may make sense when you're saving for you yourself and have a low risk tolerance, but it's not needed. That people feel worried enough to do that, though, is a good argument for insurance/state run pension schemes, because they an inherently pay out more since they can smooth out the risks and pay toward the maximum averaged returns.