this post was submitted on 29 Sep 2023
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I know I'm supposed to want it to keep going up as a wealth generator or whatever.

But like... I wouldn't be able to afford the monthly payments if I bought my house right now and it's scary. Also none of my friends are buying homes, none of them are even renting full places. Just like renting rooms.

So what are your feelings home owners of lemmy?

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[โ€“] [email protected] 8 points 1 year ago (1 children)

Can't wait. If it could happen in isolation and not involve a lot of people losing their jobs, I would love to see prices come down. No downside for homeowners really, the house is the same house independent of market value but taxes will decrease so monthly cost will decrease.

I'm old and know prices don't go up forever. As soon as those "we will buy your house" signs and phone calls start, it's near the end.

[โ€“] [email protected] 6 points 1 year ago

but taxes will decrease so monthly cost will decrease.

Doubt. Your local government isn't going to cut spending just because revenue went down. And why should they? It isn't like the workload changed. When housing collapses it isn't like there will be less crime and less homeless and less school age students. All that stuff is going to continue to happen independently. You will either see raised rates or suddenly a lot of homes will be marked as worth more.