this post was submitted on 24 Apr 2025
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I'm wondering if I'm able to transition as a full-time employee if I would be able to enroll immediately in health insurance or if I would have to wait for the open enrollment period.

Edit: I am not contracted through a temp agency. It's a temporary position with the company.

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[–] [email protected] 2 points 1 day ago

Moving into an eligible class of employees, e.g. working for the company and being full-time 30 hrs+/week (or whatever their benefit criteria are) is an event that allows for enrollment with insurers outside of the once per year Open Enrollment which is for existing, ongoing, already eligible an/or enrolled employees for the next plan year.

A waiting period for the start of the benefits, as others have mentioned, once being eligible, may apply to all new employees, e.g. first of next month/30/60 days. As someone who was associated with the company through a 3rd party already there may be separate or less criteria allowing you to enroll sooner than a normal new hire, or you may have the same waiting period. It all depends on the plan design which varies by company but has to meet federal minimum standards thanks to the affordable care act/Obamacare.