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Can someone explain to me how being a leaseholder is different than being a renter (I'm an American)?
Leasehold is basically buying a property without actually truly owning it.
You “buy” a flat, but you’re actually only buying the lease to live there. Not that any single person ever lives long enough for this to happen, but technically if you lived there 99 years it would then revert to belonging to the freeholder and you’d be left with nothing.
In reality, anything below 80 years is seen as problematic and you have to renew the lease before then, at great cost.
If a lease does fall below 80 years, the costs for renewal get increasingly absurd.
So is the "common hold " they talk about more like the condominiums we have here in the u.s. eg. You own your unit, and you pay an HOA or some organization for building maintenance and amenities?