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I've never actually been on a vacation, so maybe my view of what constitutes luxury isn't the norm... Yeah without context I get that 100k+ is just a really good livable income.
So I suppose it depends how long they've had it and if they have generational wealth. Like I've earned 100k but I'm the only one in my family to do so, so I spend most of it working down debt, and supporting family.
I get that there are richer people. But of my personal experience, it seems like people that don't have that kind of reverse inheritance of poor roots get to live such carefree lives.
While still being working class ofc
I feel like those who end up in your position end up one of two ways.
You know that you don't have a safety net, so you don't spend money more than you need to. Also, since it sounds like you support your family significantly, a lot of money that would go to vacations instead goes to them.
For others, money was an on/off switch; you either have it or you don't. These kinds of people will spend at or above their means because they can and there aren't any hard limits due to a lot of credit options.
Here they call them $30,000 millionaires - people who are living beyond their means in nice apartments uptown, driving expensive cars, bars, etc. - everything on credit, which will crash later, instead of living a regular ok life today. It's an old term so its now likely $60k.
Sounds like so many people in Dallas.