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Clothing
Driving
Homeowner
18°c is uncalled for though? Above 12 should be fine
I'd go somewhere in-between to keep things dry.
Condensation around windows and outer walls make great growing grounds for mold. 15°C is the recommendation here.
Shit can happen. Boilers break. Leave your faucets dripping and run your circulation pump off of a battery and inverter to save your pipes.
18°C is recommended, especially for uninsulated pipes and where the ambient heat may have trouble reaching, as these spots may get colder.
More importantly, check your home insurance coverage policy, some will set a minimum temperature to maintain to be covered, with some exemptions in case of a power outage and other things outside of your control.
Look at Dr Money over here, anything above 0°C will keep the pipes from freezing and is technically survivable