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this post was submitted on 23 Oct 2024
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I respect your stubbornness in that regard, but understand that in such a situation you're putting yourself in a position of significant friction, possibly costing yourself income, promotions etc.
I learned very quickly by playing the game by the unofficial rules and expectations things are way easier and my quality of life is much improved. Stubbornness won't change the system, but it will certainly annoy people and slow down your access to life, liberty and the persuit of happiness. If that's a trade off you're willing to make so be it, but personally I'd rather enjoy my life than die on hills that very few people so much as glance at.
FWIW you're talking to someone who doesn't even have a credit score. You might see such things as a self-handicap, but I consider it an accomplishment that I'm very proud of.