this post was submitted on 01 Oct 2024
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Privacy
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PayPal didn't come to my country until after online banking was already established, so I probably get a different experience. Banks here also issue (Visa) debit cards for free with a standard no fee bank account, so pretty much everyone has one. Debit cards being like a credit card in terms of paying online, but it uses money in your account.
Our biggest ebay-like site has their own payment portal for instant payments, done to copy what eBay did with paypal except you can't use it outside of paying for things you bought on that site. But people are generally paying wuth a debit/credit card. And bank transfers are very common, but I wasn't buying stuff online in 2001 so I'm not sure what it was like then.
Even today, paying with paypal in my country is far more likely to be a credit/debit card payment than a bank account one.