Privacy

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A place to discuss privacy and freedom in the digital world.

Privacy has become a very important issue in modern society, with companies and governments constantly abusing their power, more and more people are waking up to the importance of digital privacy.

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PayPal Is Planning an Ad Business Using Data on Its Millions of Shoppers (www.wsj.com)

submitted 5 months ago by [email protected] to c/[email protected]

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Wall Street Journal (paywalled) The digital payments company plans to build an ad sales business around the reams of data it generates from tracking the purchases as well as the broader spending behaviors of millions of consumers who use its services, which include the more socially-enabled Venmo app.

PayPal has hired Mark Grether, who formerly led Uber’s advertising business, to lead the effort as senior vice president and general manager of its newly-created PayPal Ads division.

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[–] [email protected] 5 points 5 months ago (1 children)

In Spain (not sure about Europe in general) things are slightly different.

I have been living in Canada for 9 years, and there if you see a transaction you don't recognize in your credit card statement you phone your bank and they take care of that.

Here in Spain you need to go do the police, file a report, then talk to your bank, then they'll think about it.

So when I came back I was talking with some guys I know and they convinced me that, at least around here, it's still a good idea to use Paypal. You also get faster refunds, etc (and that could be due to some European regulation, not sure).

[–] [email protected] 1 points 5 months ago* (last edited 5 months ago)

Santander and Caixa are perfect examples of how to terribly handle fraudulent payment disputes. I worked in the industry is it's kinda well known they don't even follow scheme (Visa/MC) requirements and when you ask them to escalate to scheme they gaslight you.

Knowing this is the hoops you have to jump through in .es means it makes sense they don't have a robust anti-fraud process outside of .es.