this post was submitted on 05 Apr 2024
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If you can afford to contribute to a retirement account, you’re probably not struggling to make ends meet. ¯\_(ツ)_/¯
Normal people can still save for their future. We shouldn't normalize being able to save a little bit for your future as being wealthy. I'm still struggling to secure a future for myself and the only way i can save that money is by being frugal and making other sacrifices in my life like driving as little as often and meal prepping. A small change to my expenses could eliminate the little bit i save each month.
There’s a difference between being rich and “not struggling”.
Some are company matched or funded entirely, even for minimum wage jobs in the US. But I get your sentiment
Yeah those do exist but they tend to be the exception and not the rule. And anyone working minimum wage is gonna avoid using it because they’re close to starvation a lot of the time. I’ve been there