Check out used tiny/mini/micro desktops on eBay. Loads of info here: https://www.servethehome.com/introducing-project-tinyminimicro-home-lab-revolution/
Only downside is going to be no GPU for the AI workload. Maybe some of the later AMD APUs could cut it. If not, all three major manufacturers have SFF variants that are pretty much the same hardware in a little bigger case. Those will accept smaller off the shelf GPUs.
Pretty much this. Combined with how easy it is to install VaultWarden (docker ftw), it was a no brainer for me.
Also, my little home server is a WAY less juicy target for someone looking to steal and sell a bunch of passwords.
Been running it for probably about 2 years now. No ISP outages but a couple self-inflicted ones. Didn't even notice the outages in the BitWarden app/extension.