I've been trying to delete as many online accounts as possible to reduce the threat of my personal information / duplicate passwords / my cell number getting out there. I know, it's probably not worth the effort but it does at least clean up my password manager and MFA app.
I've tried had trouble getting my personal information scrubbed and my account deleted at Robinhood and LendingTree. Both have policies that claim they're unable to delete user accounts due to federal regulations.
Here's the bit from Lending Tree: https://www.lendingclub.com/legal/privacy-policy
Data Retention: Due to the regulated nature of our industry, we are under legal requirements to retain data and are generally not able to delete consumer transactional data, credit or deposit account application data, or other financial information upon request. Certain regulations issued by state and/or federal government agencies may require us to maintain and report demographic information on the collective activities of our membership. We may also be required to maintain information about you for at least seven years to comply with applicable federal and state laws regarding recordkeeping, reporting, and audits. Criteria used to determine the period of time information about you is retained are primarily related to legal requirements and usefulness of the information for the purposes it was collected.
In both of these cases, I haven't used the account in many years (RH: 2020, LT: 2018). It serves no purpose to maintain this account other than to exist as data for some malicious actor to acquire and act upon.
With data leaks happening practically every day, I'm really not comfortable with financial agencies with varying degrees of security keeping my information forever. I would think it would be in their own best interest to comply with a deletion request to prevent anyone from scamming them.
Also, I can't tell you how many websites I've lost access to because my phone number was tied to log in. I previously had a company-issued cell phone and not longer have access to that. Any website that requires a phone number for MFA is just horrible. I'm trying to sign into another financial site now and apparently I'm not able to do so without a phone number I had eight years ago.
Wondering if anyone is familiar with this federal regulation that requires they hold on to this information and if there's some sort of way around this either with a lawyer or federal form or something.
If a news outlet has indicated to me that they care more about ad revenue than reporting news, I avoid them.
If the only way an outlet feels they can get readership is with use of clickbait headlines, I avoid them.
If the headline is something like "you'll never guess why ___ hates this" or "the reason you can't blahblahblah" or some other salacious bullshit or they have a super cringe thumbnail on their YT video, I avoid them.
If a writer misconstrues the words of a celebrity or political leader for their own narrative, I avoid them.
If their bias prevents them from reporting the facts of an event, I avoid them.
"Avoid" does not mean never visit. It means I try not to and if I do I proceed with caution and skepticism with the intent to get another source.
If I'm searching for a news story, it's probably because I came across it on social media (Lemmy) or a blog and want to get credible information. Or because someone here is quoting a story and I have a hunch they're misinformed. I use DuckDuckGo and generally get decent reputable results at the top. At its face, I will never trust Google for fact checking. If I end up at a wiki page, I often check their sources.
I have an extensive list of reputable and/or diverse outlets in my RSS reader. The only "mainstream" American sources are NYT, AP, NPR, and Reuters. I've been using BigNews as my RSS reader for a year or so now. I really like its simple interface and ability to subscribe to newsletters. Newsletters are sometimes the best way to get a blurb off the news without subscribing to something like NYT. If I'm compelled enough, I'll run a paywalled article through archive.is.
I don't feel that people publishing on substack or medium, etc are reputable outlets for general news. That's great for specific topics, opinions, and focused reporting.
The only news I pay for is my local newspaper. In addition to local reporting, they curate AP articles.