Yeah I'm slowly learning most of the terminology and commands, it can be a bit overwhelming at times.
I had the most success with Manjaro but for some reason chunks of it randomly break over time as updates go on, some Arch enthusiast have mentioned to me its because of some weird shenanigans done by the folks who maintain Manjaro's software distribution, something about updates being held back for "stability" but in the end they end up doing the opposite.
Right now I'm running a Fedora dual boot config with Win11 but keeping the bootloader on a separate drive so Windows doesn't touch it at all.
Oh I know exactly the ads your talking about, the setting for that is misleading option that is super easy to miss during setup, Microsoft has been doing that since Windows 10 released and its quite frustrating.
Yes the terminal can be daunting for a beginner, in my first experience with linux was all the way back when Ubuntu was the most popular distro and the only way I got through some of the confusing stuff was from copying and pasting commands from a youtube guide.