I think the underlying sentiment of the finance gurus in this scenario is not "don't help your family" but rather "you need to put your own oxygen mask on first before attempting to help those around you."
If your financial house isn't in order, helping someone out of their hole first only hurts your cause. (If you only look at finances in isolation and ignore significant relationships...)
If she says you don't need to use protection, you need to use protection.
Never stick your dick in crazy. The sex is great but it's absolutely not worth the drama. That being said ... it was a fun lesson to learn!
Cradle of Filths' Jesus is a Cunt t-shirt caused a fair bit of folks to be uncomfortable. https://www.rollingstone.com/feature/cradle-filth-jesus-controversial-shirt-rock-history-61183/
Yes. I don't take wildly long showers, so the conservation isn't really worth the convenience of being able to step in/out of warm water at will.
It's the Blended Retirement System and it is a blend of a pension and an employer-sponsored retirement account. In the BRS service members went from 2.5% per year of service to 2% and gained a 5% match to their Thrift Savings Plan. So a member retiring at 20 years in the BRS would receive 40% of their base pay as pension vs 50% under the traditional military retirement system.
There's a real estate bias, but I'm a fan of the Bigger Pockets family of podcasts.
My blocked community list got significantly shorter when they introduced instance blocking. Got pretty tired of playing furry porn community whackamole.
Dave Ramsey got famous for teaching an educational series and books focused on getting financially illiterate folks out of debt and onto a path of relative financial security using his "baby steps." While not bad advice per se, he's not regarded as an expert if you are already able to self regulate your finances. It gives folks a decent starting point and some reasonable first principles, but he should not be considered to be the gospel of financial advice.