A reasonable response with worries we also share. Thanks for that.
I'm from Europe and don't understand why this should not just be resolved with taxes on the companies.
The record profits of the companies are in my vision because the company does not have to do anything for the healthcare and pensions. So if the company does not have to care for it, but society requires it, this is where the government needs to act. Tax the companies and arrange healthcare and retirement stipends. This solves one issue by solving the other, allowing the company to keep doing what it's doing without having to think about healthcare.. that has been resolved.
Individuals then have retirement benefits and can use private retirement insurance to supplement this.
A lot of the more modern NVR systems can be accessed from the internet. So you can use these.
Synology has security station on their NAS systems (although there is some licensing nowadays depending on model and number of cameras.
Ubiquity also offers local storage for their system, that also offers a bellcam (like ring) and different in and outdoor camera models.
Good luck!