SaltySalamander

The fact that Meta is doing this makes me suspicious. Here in Canada, they booted off news organizations

You can blame Canada for this, not Meta. Canadian news orgs tried to extort them, Meta said no thanks, as is their right.

850

Mine is 667. I have never used credit cards

You answered your (obvious) question as to why you don't have a good credit score with this very line. Stop using your debit card. Use a credit card for everyday purchases, and pay the fucker off when you get paid. Mine is over 800 and the only credit lines I have are credit cards (without balances).