It's a very hard game. I really got into it playing with the Noita Together mod, and the Spell Labs mod when I was playing solo, to really figure out the game. Then once I felt I had a good grasp, I beat it, did the sun quest, eventually beat 33 orb Kolmi... Lost all my progress and had to do it again.
If you can't tell, I love Noita, but I fell in love with the wand building first. Spell Labs has excellent tutorials on improving your wand builds too. But I now have modded the game, so I'm not a casual player of it either.
Check the vanguard target retirement income fund (vtinx) and other similar funds. There was a dip in 2021 that absolutely destroyed a number of retirements, my patents included, despite being low risk options. Total bond index funds also suffered for some reason, and those are as low risk as you can get. Every other fund I have is doing great, but the ones that are supposed to be safe are not doing great.