Passerby6497

Pedo Guy

Agreed, but that's hasn't stopped people before...

Bots can view content without being able to post, which is what people are aiming to cut down. I don't super care if bots are vacuuming up my shitposts (even my shit posts), but I don't particularly want to be in a community that's overrun with bots posting.

26% of advertisers are begging PG to sue them.

It's very unlikely, given the lack of evidence, and the immense technological base requires to make it across the distances required to get to other systems. The physics of the universe as we understand them alone is a massive mark against the possibility.

LLMs likely have no good role to play in education and I wouldn't be surprised if banning them outright in what may become a harshly fought battle isn't too far away.

While I agree that LLMs have no place in education, you're not going to be able to do more than just ban them in class unfortunately. Students will be able to use them at home, and the alleged "LLM detection" applications are no better than throwing a dart at the wall. You may catch a couple students, but you're going to falsely accuse many more. The only surefire way to catch them is them being stupid and not bothering to edit what they turn in.

They always break rule 1: never get high on your own supplies.

To be fair, 20 years ago your computer would have choked doing 1/10th the stuff either one of those apps do today. Hell, I still remember writing a prank program that would lock up my school computers because I made it beep too fast.

Hey, Steve and Drake are some of the bosses favorite tools!

These are loans. And making them attractive with cashbacks and rewards is done to trap unresponsible spenders

I am aware, which is why I specifically said

This is bad advice for anyone with good credit and spending habits.

For people who aren't irresponsible spenders, it's a bad financial decision not to take the short term bank loan. Sure, I don't need to spend the banks money because I have enough in my checking account to cover it. But by not doing so, I lose money on any transactions that don't charge me a fee to run my card.

If you're not responsible enough to use a credit card and not destroy your finances, absolutely do not use them. But for those of us who are, it's a dumb idea to eschew it just because you have the money on hand. Like I said, I haven't paid interest in a decade and have made thousands from my normal spending habits.

If I followed your advice, I would be objectively worse off, because I'd be losing money from my rewards for no benefit whatsoever. And I can guarantee I'd be materially worse off, since my credit card is the reason my credit is as good as it is, and that bullshit has a pervasive and perverse effect on your life. It's not only loans that are impacted, but insurance, housing and employment can be as well. So maybe I should have left good credit off, since responsible spending will build your credit up even if it is bad currently.

TL;DR - responsible credit card use is a good thing, and foregoing it just because you have money on hand is a bad financial decision. Pay that shit off immediately and there's no material downside and you still get all the benefits.

Don't pay by credit card.

This is bad advice for anyone with good credit and spending habits. A credit card with rewards is just free money if you're responsible with it. I haven't paid interest in over a decade and have made thousands from rewards.