Numberone

joined 1 year ago
[–] [email protected] 5 points 1 year ago

The other commenter is comparing FSA to HSA which is right I think. I think FSAs work for some people (I never understood who though) but there's literally no downside to an HSA. It basically can end up as another tax sheltered investment account, if you have enough money/luck to be able to pay off your healthcare costs out of pocket.

Like everything in the US, it's amazing for people with money. Less useful for those that don't. But at the very least it provides a buffer for the insane deductibles that US persons need to pay to keep living.

[–] [email protected] 16 points 1 year ago* (last edited 1 year ago) (3 children)

I've seen this in banking too. I have my health savings account with a provider that charges a percentage of your holdings as the admin fee. That can add up. My old one is a flat rate per month. I have been transferring the money every year to the flat rate provider and the process is completely arcane.

  1. Find the document on their site. The correct document isn't named clearly like the document you use to pull other providers into your account.

  2. You have to print it and write by hand (not an editable PDF)

  3. Assuming you've done this correctly you must mail them the document, like he said, with a stamp like a fucking caveman.

  4. Behind the scenes the process is even more arcane, because again they claim they PHYSICALLY MAIL A CHECK to the new provider like fucking cavemen.

It's really clear that this is in bad faith. Banking "innovation" is a joke in the US. I know that everyone hates crypto up in this bitch (I get it), but a little self custody would go a long way in situations like this.

[–] [email protected] 1 points 1 year ago

Last one I remember was in like 2012. I was searching around for a wireless HDMI system and actually found and purchased it. For WEEKS post purchase this thing kept showing up in my adds. Everyone has case after case of these fuckers reading their mind and my only story is one that was so fucked it was funny. They were always overselling their capabilities I think.

[–] [email protected] 2 points 1 year ago (8 children)

Is that Alan Tudyk?

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