LemmyIsFantastic

This place is some what optimistic thinking this union moved him (and seeming determined to get trump elected). Biden has already been working deals and trying to pull Israel for months.

No money.

Meh, they were speaking to the other population. They speak for most.

Tell him to shut up directly instead of that passive aggressive shit or report him to the authorities if you really care that much.

Nothing. Anytime telling you signing up to a bunch of random servers is more private than reddit is lying to you.

This thread is full of clearly basement dwelling non parents. So many AKctually it hurts from laughing.

I get this is a meme, but the most successful projects are the ones that quickly get you running and are supportive to new users. I'll get off my soapbox.

A single missed payment typically is a small ding and not effect your credit in a major way. Bankruptcy is going to in almost all cases multiple delinquency and debts. I don't agree that bankruptcy will fuck your day up.

I've had several missed payments to utilities the most recent being 3 months late(dumb auto pay shit) and have zero marks and an 830.

My mother (dumb and irresponsible) had missed payments and none of those hit her scores either. I don't believe this is wide spread from my personal experience and a quick Google doesn't return anything promising so I'm not sure I can agree with that at all.

It takes one pretty big fucking mistake to crater years of effort. I understand it does happen, usually around homes and employment, to which I would agree we need protections. It's not for small shit.

Yup, and it becomes very apparent when you get into home loans vs credit lines. The verification goes way up since the last housing crisis.