Mortgage payments cover insurance and taxes in addition to the mortgage itself. Unless you have a variable rate mortgage the portion of the payment going to the loan doesn't change but the amount needed to cover taxes and insurance can.
Lemmeenym
It has to be the early 90's, he was born in 1980 and looked like this in 1998.
Also for more active hobbyists Harbor Freight can be improved to be good tools. Things like replacing a cheap drive belt with a better quality belt is all some of their tools need. Searching some tool blogs can tell you if a tool is fixable or just trash.
No elector may vote for 2 people from the elector's state. If the ticket is Harris Newsom then no elector from California can vote for that ticket. Dem's cannot win in the electoral college without California.
I made the screenshot!
Child sexual assault material, no you don't want to google it.
I have limited agreement with your thoughts on defederation. The ability to defederate is important because there are instances that host csam and other illegal things. That content federating across all instances could put some instance owners in legal jeopardy and is undesirable even without legal considerations. Beyond filtering illegal content and large amounts of spam I prefer to curate my own experience. That's why I chose lemm.ee. It's a general purpose instance with a good admin that is generally well moderated. Lemm.ee doesn't tend to cause problems for other instances so few instances have defederated from it and it basically only defederates instances that host illegal material or copious amounts of spam.
Not everyone wants that same experience though. The amount of political posts and doom posting can get overwhelming and depressing. Constantly seeing posts that challenge or attempt to invalidate parts of you identity gets exhausting. More controlled and curated instances can be a nice break from the full experience. Anytime I've interacted with beehaw communities it has been pleasant and much less stressful than the general lemmy community. I can understand why some users prefer to stay in that environment for all of their time on lemmy. This is ultimately recreation, users should enjoy their experience here. The same with blahaj, it's nice to sometimes see content concerning minority identities without there being the same debates in the comments. When I interact with communities there and see how they talk about things I learn and grow as a person. Those discussions wouldn't be possible on a less controlled instance.
[email protected] helps. You can also post about them in related communities if the community rules allow and communities can partner with each other to link in community sidebars.
To reduce centralization. The more spread out things are the less vulnerable Lemmy is to a major loss if an instance shuts down and the less power any single admin has.
If you only have one annoyance big enough to complain about I want your life.
The USB-C set a new benchmark for the popular Apollo 11 comparison. With the release of the USB-C, your phone's charger now is about 563x faster, can store about 75% more commands, and has about 2x the RAM vs the Apollo 11.
I have a Chamorro coworker who had a whole rant on how Hawaiian pizza should have spam instead of ham and how awesome spam is. I think it's safe to add the people of Guam to your list.