Habahnow

joined 1 year ago
[–] [email protected] 34 points 2 months ago (2 children)

Damn bro, all part of her plan, she's going to let you down even harder this time! Jk

[–] [email protected] 11 points 2 months ago (1 children)

Budgeting is very important. some people like the 20% of income for saving, 30% for living expenses and the other 50% for everything else. Pre or post tax is up to you as this is a rule of thumb. Important part is that it should be easy for you to build up your savings to cover important expenses. spending 50% of income on housing may be really bad since having back to back years of badluck can screw over your savings, and not give you enough time to save up in between.

This is a general rule that applies when you make enough to do so. If you're struggling to pay rent, do what you can to remove risk and cut down on costs. One thing that helps is aiming to have savings. Often times, its cheaper to have money up front to resolve emergencies rather than later.

Car is one of those things that can make sense to remove. If you're commuting one hour already by car, and there's no public transit option then a car is a necessity. If you can take public transit, that could save you money on car insurance, car payments, car maintenance, and possible accidents.

[–] [email protected] 2 points 2 months ago

I'm very surprised. I kept my out for the last 3ish years. Let me know if you try them again. I'm wondering if that was a fluke bad purchase? Hope its not quality degredation

[–] [email protected] 12 points 2 months ago (2 children)

PIA wiper blades are pretty amazing. They've lasted me close to 6 years now I think. Way more price efficient than regular wipers.

[–] [email protected] 3 points 2 months ago

You're missing price. Compare your trip to Public transit costs, and include infrastructure costs. You had to pay for your vehicle, your car insurance (which in the US there are irresponsibly low legal minimums), registration, gas, and also taxes for the infrastructure, to get yourself somewhere which takes up more room than needed (usually several times more room than a combination lf walking and public transit). Public transit only requires fare pricing, along with infrastructure, which is significantly cheaper per person due to more efficient use of space.

Compare many European metro cities to the US, and you'll notice their public transit is more convenient (in the characteristics you have pointed out) because we decided to shut ourselves in the foot as a country and forced everyone to have to get a car payment, while making public transit bad.

Of course, public transit isn't convenient for every area, such as rural towns in which personal vehicles are a better solution, but we have many cities where there should be significantly better public transit.

[–] [email protected] 13 points 2 months ago (4 children)

Personal transportation is extremely inefficient. You need to pay a bunch of money for something, in order to get around, and it is always space inefficient, bad for the environment and encouraged parking lot creation over housing.

[–] [email protected] 3 points 3 months ago (4 children)

Well, my understanding is it's also university, regardless, it seems like a plan of build it and people will come. a bit problematic when a competitor can offer similar pay with less abuse.

[–] [email protected] 3 points 3 months ago (6 children)

I imagine, from what's indicated on the market, that they don't which is why TSMC is investing in schools of the area to get students trained to work with them.

[–] [email protected] 37 points 3 months ago (8 children)

The reason Chinese EVs are so cheap is because China subsidizes them immensely. They're basically selling below cost, and expecting private US companies to compete with that impossible price. As long as we allow competitors from other countries in, as well as pushing for electric vehicle usage, the prices will drop. Man companies won't be able to sell gas cars after 2035 in many large states and countries. People would rather buy an older used gas car than a very expensive electric I bet.

[–] [email protected] 16 points 3 months ago

This post right here officer, look at this man saying such illegal words on the internet!

[–] [email protected] 1 points 4 months ago

The one about how the non-window/wall ones suck?

[–] [email protected] 1 points 4 months ago (1 children)

How did he teach you to make a quick 100 bucks?

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