Power Off to secure that things get updated and resetting float integers in case they would go haywire
Poweroff could use more write cycles on the SSD because it has to read everything at startup, but suspend has to keep supplying power to the RAM
for this, I would say SSD is more valuable personally, so if that was my only reason, I'd suspend to RAM every time
My computer's generally doing stuff I have it set to do, so I don't suspend to RAM
Laptop gets turned off when going outside, also encrypted
That's monitoring you and your closests' other behavior, as well as monitoring then nudging you towards wanting certain things. The ad itself is the last nudge in that chain that tries to go "you wanted this, don't you?" after all of the other thinking it's making a case for your life being better with it.