I hate that we lost sight of what wealth really is and replaced it with the idea of profit. I bought my house to provide myself with financial security, not profit.
My monthly "rent" (mortgage payment) is locked in for the next 25 years and will not go up. At the end of those 25 years when I'm ready to retire, I'll have housing with only taxes and insurance payments. THAT is wealth. THAT is what home ownership is meant to be. If housing prices fall, it won't change my life a bit.
No they're not lol. It's considered very weird to charge your own child rent. Those stories make headlines because even Americans find them shocking. My sister lived with my parents until she was 27 and they never charged her a dime. I could move back in with them tomorrow and they wouldn't charge me either. This is the norm in American families