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Yeah I’m doing whatever I want as long as there’s still some life left in this body. Opted for a career that gets me to live all over the world, decided very early on that I’ll never have kids, and live my life to the fullest.
Accidentally I’m also really good at what I do and got people pay me big time to live where I want to be. About to move to my 10th country on the third continent.
Times are tough, but here's what's worked for me so far:
Depending on your circumstances, you might only have to work for 20 years, and if you do what you love, it won't feel like work.
Yes there are lots of useless jobs out there, but at least you're putting food on the table.
But also, you have to look at it from another angle.
Picture work as your way of trying to help advance humanity. Jobs, other than the useless ones I mentioned, all should have a reason behind their existence.
How about the fact that I literally cannot afford to house and feed my family with me and my wife working a useful job like teaching, so instead I'm driving around delivering pizzas because otherwise we would be out of money?
Have you heard of the five stages of grief? That's probably the best first way to deal with it. No capitalist/socialist/fascist/technocratic/authoritarian utopia will be able to fix that. I don't believe there is a better system yet than what the western world already has. Maybe one day UBI will exist and everyone will have more freedom to enjoy their passions but even then it you'll still have to work most of your life.
Best you can do is figure out what you want out of your life and take the steps to do it. Like what most people have said, living below your means helps with funding your goals and protecting yourself against accidents. Find ways to do what you want now but know there's always a trade off. It isn't fair but I don't think it ever has been, except for a very privileged class of people.
Hate to say it, but I actually enjoy my job. Would I rather be playing video games and vacationing with friends in the mountains? Of course. But I'd also like to eat potato chips and pizza every day, which would get boring. I work in oil and gas, in environmental, and the money is decent and everyone is just trying really hard to do the right thing and meet government regulatory requirements at every step--regardless of mainstream anti-O&G sentiments. I deal with technical challenges, engineering complexity, and social diversity every day and my brain is better off for it than if I were just cozy on my couch instead. I do consider becoming self employed though--not because I hate my job, but because I would appreciate more control over my own life.
Enjoy life now and realise that the 65 of tomorrow isn't the 65 of 100 years ago?
People live in good shape for at least 15 years after they retire, just stay in shape in the meantime and you'll be both having fun while you're young and having fun when you retire.
And retirement age is being bushed back using that as an argument.
Depends where you live and also on how much you're able to set aside, but worst case you're still keeping yourself in shape and doing activities in the meantime. That's what people like OP seem to skip over, work doesn't have to be the only thing you do with your life for 40 years (for most people anyway).
Don't follow someone else's path. I took a year off to travel in my 20s, a year off to sail in my 30s, and now that I'm 40 I'm planning another year long adventure in the next 5 years. I wasn't born into wealth, I spent less than I earned, invested the rest, and avoided debt. Don't get a big house in the suburbs with a mortgage, new lease car every 4 years, student loans, etc unless that's what your actually want. Set yourself up for success with smart money management so you can do what you want.
