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My wallet cried a little when I bought new bike, then I calculated the cost of alternative (car, public transport) and was surprised that even nicer bike is cheaper.
If I count only operating cost of car it will pay off in about 1 - 1.5 years. Public transport is at about 2 years.
Yes I know that I have some infrastructure, and other things that make it possible for me to use it everyday as car.
Also I stay fit and healthy when I don't sit in a car - so this is another value that can't be easily put in monetary perspective.
If you still own a car, and you don’t drive it to work, call your insurance and have them reclassify your car as “personal use”. It’ll save you on your insurance costs.
That's interesting. I will follow up on this. I do occasionally drive to work when the weather or road conditions are atrocious. More so in the winter months. But it's a sporadic thing now and the car is no longer my main mode of transport.