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Microsoft defends barging in on Chrome with pop-up ads pushing Bing, GPT-4
(www.theregister.com)
this post was submitted on 16 Mar 2024
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You're right, it's more akin to a ponzi scheme.
....No.... you're using very specific financial crimes as a catch-all description for financial engineering.
Words have meaning. You might as well say Microsoft is a bank robber, because that's also a financial crime of sorts.