this post was submitted on 20 Jan 2024
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The best part of driving a shitbox is that I don't have to care too much about it. (lemmy.world)
submitted 8 months ago by [email protected] to c/[email protected]
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[–] [email protected] 8 points 8 months ago (5 children)

Problem is with your 14 year old Hyundai, you probably don't have full coverage, so your insurance is going to pay to fix his BMW, you are going to pay to replace your Hyundai, and your insurance rates are going up.

[–] [email protected] 18 points 8 months ago (1 children)

If you get hit, the other party's insurance pays, not your own.

[–] [email protected] 7 points 8 months ago

correct but your premiums still go up

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