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Marketing should always be OPT-IN by default, but these extra steps to opt out is truly asshole design.
Oh, and on the opt-out confirmation screen, you get two options: Yes or No. The button colour for "yes" is white, and the “no” button matches the “save” button on the previous screen, so it's easy to accidentally cancel the opt-out. Double-asshole design!
Unfortunately, our local credit union would end up costing a lot more per month in fees than the "free" account I have with data mining. LOL
I do not understand this, I don’t recall ever having seen bank/CU accounts that cost money.
Hell my credit union pays me like 2-5% on my checking account, can’t remember and CBF to look it up, and like 3%on my savings.
I have had checking accounts without interest before, but never one I had to pay for, and I am not using shady online banks either, mine are legit respected ones.
What country??
In Canada, there are only a few banks that I'm aware of that offer free accounts. Many are online only and end up being really limited.
Our local credit union has several personal accounts, and they either start at $10 a month or "free" but they charge for every ATM transaction, deposit, e-transfer, etc.
Murica! 🦅🎆🎇