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Google admits Spotify pays no Play Store fees because of a secret deal | TechCrunch
(techcrunch.com)
This is a most excellent place for technology news and articles.
And charge you a monthly service fee unless you have a job (regular transaction into the account per billing cycle), which isn't a thing in other places.
Ripping off poor and jobless people. Yes.
Not sure if it's still a thing, but PNC would charge you a few for their Personal Wallet if you don't have direct deposit of a certain amount each month.