this post was submitted on 23 Oct 2023
376 points (96.8% liked)
> Greentext
7581 readers
1 users here now
founded 2 years ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
We have an equivalent system in Germany called Schufa, but you start at close to 100% reliability and only lose points when you seriously fuck up on paying back specific debts. The points do naturally regenerate with time, so you seriously need to lose control of your life to have a bad score long-term.
But sadly, still a secret algorithm. But from what I heard, the DSgVO might help uncover it.