this post was submitted on 14 May 2025
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594
A VPN Company Canceled All Lifetime Subscriptions, Claiming It Didn’t Know About Them (www.wired.com)
submitted 23 hours ago by [email protected] to c/[email protected]
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[–] [email protected] 18 points 16 hours ago (3 children)

Absolutely. However, if you are not the best with money, or on the irresponsible side; it might be best to take the annuity. Mathematically it makes no sense to do so, but if it stops you from blowing it all on hookers and coke in two years then its for the best. In other words, if you having it all is riskier than the state keeping track of it.

[–] [email protected] 18 points 15 hours ago (1 children)

Even if you're bad with money, take the lump sum and go get a fiduciary advisor to handle it and give you a regular payout. Being a fiduciary advisor is important since it means they are legally obligated to work to the benefit of your money, not lining their pockets. Using something like a trust is another good way to protect you from yourself.

[–] [email protected] 3 points 8 hours ago

I mean more like someone who is irresponsible and maybe dumb. I was trying to be polite. Someone that doesnt even know what a fidicuary is.

[–] [email protected] 7 points 15 hours ago (1 children)

What’s wrong with hookers and coke?

[–] [email protected] 2 points 12 hours ago

Nothing... the real issue is all the other money you wasted.

[–] [email protected] 4 points 15 hours ago (2 children)

Can’t you open up a trust with the money and put a provision on it saving you from yourself?

[–] [email protected] 1 points 8 hours ago

Im talking about someone who doesnt know wtf any of that means. Like the town idiot.

[–] [email protected] 4 points 12 hours ago

Sure you can... but that would mean you are responsible with money ahah