this post was submitted on 08 Jan 2025
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Really? My banks use the best 2fa I've seen so far. You have a card-reader which generates a code based on some input values related to the transaction and the physical chip on my bank-card.
(Although they have been pushing PuhsTan (app on phone) a lot recently :/)
To log in to your account online?
My bank (German, just like needanke’s probably is) requires that exact 2FA method once every 3 months or whenever you login via an unrecognized device. Also for every transaction you make and when you want to check bank statements more than 1 month in the past.
https://en.wikipedia.org/wiki/Transaction_authentication_number#ChipTAN_/_Sm@rt-TAN_/_CardTAN