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My personal desktop machine is a Linux box I assembled from $500 worth of parts about 14 years ago. I've increased RAM and added about 8TB of storage for an Emby instance.
It still manages to get the job done, but it is obviously way, way, WAY overdue for replacement. We've been struggling financially for about 25 years.
Now I'm thinking I need to finally pull the trigger and get it done before January.
The easy way to save is to buy used. You can usually buy a super high spec one for 500 to 800 USD used. I think I spent 600 for mine with a 3070 (from hardwareswap, about 1k or so in parts)