this post was submitted on 01 Sep 2024
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[–] [email protected] 66 points 2 months ago* (last edited 2 months ago) (19 children)

Taking patent, trademark, and copyright laws to what they were in, say, 1790, might be a good start.

Regard today's billionaires with the same contempt that one does of criminals.

Wait at least 5 years before buying a new computer.

Don't pay by credit card.

[–] [email protected] 29 points 2 months ago (17 children)

Don't pay by credit card.

This is bad advice for anyone with good credit and spending habits. A credit card with rewards is just free money if you're responsible with it. I haven't paid interest in over a decade and have made thousands from rewards.

[–] [email protected] 4 points 2 months ago* (last edited 2 months ago)

Not to mention the security that comes from being able to not pay if you get scammed for whatever reason. I paid for a course at a community college with a credit card, but then my schedule changed so I tried to cancel the class before it even started. The college gave me a whole runaround, and whether it was willful or just simple incompetence, I wasn't able to get a refund. So I called my credit card company and explained the situation to them, and they resolved the whole thing for me. Sometimes even mentioning that you'll refer such a problem to the fraud department at your credit card company is enough to get someone to back down and give you a refund.

Credit cards have issues, especially if you have problems with using them responsibly, but that's one particular way in which they can save you a lot of headache.

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