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How can we return to techno-optimism? (loveofallwisdom.com)

submitted 2 weeks ago by [email protected] to c/[email protected]

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[–] [email protected] 3 points 2 weeks ago (2 children)

I haven’t paid interest in over a decade and have made thousands from rewards.

I'm not too familiar with credit cards, do you mean this in a literal money sense or something more complex, i.e. the value of rewards & money?

[–] [email protected] 10 points 2 weeks ago* (last edited 2 weeks ago)

One of the better credit card rewards is a small percentage cash back, so literally free money. Money is fungible though, so any discounts on things you were going to buy anyway are effectively the same thing.

[–] [email protected] 9 points 2 weeks ago

We pay for EVERYTHING on our credit card, shared account with my partner. 2% money back. Pay it off in full every month. Zero interest paid, thousands of monies back.